Place your loan to do business with the Oakam software, increase your credit score

Start your Oakam trip

Place your loan to utilize the Oakam software, increase your credit score with time and create your solution to a better future that is financial.

Tailor your loan

Accessibility lower rates and larger quantities as you repay your loan. Borrow as much as ?5,000 as time passes. Learn more

Get in on the customers that are 150,000 trust us

We’re more than simply a money-lender: we’re on an objective to create credit that is accessible truth for many.

Install our mobile software

The Oakam app that is mobile permit you to use as well as assistance you handle your loan:

  • Submit an application for a loan
  • Look at your outstanding stability
  • Visit your next payment time
  • Assessment your repayment routine

Reasons why you should join Oakam

Bad credit? We are going to tune in

We’ll tune in to your tale if you’re on advantages, have bad credit rating or simply just found its way to the united kingdom. We’ve caused it to be our objective to split down economic barriers and enhance accessibility for several.

No house visits – ever before!

Cash is a matter that is private we ensure that is stays like that. Think about us as an option to doorstep loans. We’ll never ever hit on your own home and you may constantly achieve us using the internet or higher the telephone.

No surprises that are hidden

At Oakam you’re constantly in charge. Our items are easy and clear. We don’t charge late costs and there’s no cost connected with repaying early.

Your connection up to a better monetary future

You can unlock lower no credit check payday loans London OH rates, bigger amounts and longer terms as you pay back your Oakam loan. It’s our means of working for you grow your credit profile in the long run.

Handle the Oakam app to your loan

Access your loan and payment routine by getting our software, thereby applying for tops ups and loans that are new the long term.


Oakam provides simple and easy services that are financial those who battle to borrow from finance companies. We provide accountable use of credit and therefore are specialized in providing our clients with value.

Every time we support men and women because they achieve their cash objectives, build their credit profile, and accessibility better loan rates. During the same time, making use of our cellular application to settle on time, Oakam clients are transforming the financing business, making credit inexpensive and much more available for all.

So how exactly does it work?

It’s simple! You are able to use on our site, or via our mobile software. The software may be downloaded through the Apple iStore for iPhone products, or from the Bing Enjoy shop for Android os products. In the event your application is authorized, the money could be delivered to your money on the day that is same. Many successful prospects get their particular financial financial financial loans within an hour or two to be authorized.

Susceptible to condition. Regarding the form, we shall ask you to answer for the income that is monthly and in information, so that you can confirm that you really can afford the month-to-month repayments throughout the lifetime of the mortgage.

Does Oakam execute a credit search?

Yes. But we don’t solely base our decision on your credit score. At Oakam we recognize that life does not go as planned always. We comprehend you will probably have come across financial hardships in yesteryear so that as an effect, you have an undesirable credit rating. Unlike various various various other loan providers though, Oakam will likely not instantly blacklist you have missed repayments. Your credit score and cost assessment assist us comprehend your situation that is current when assess the job for a financial loan.

Yes. We ask which you have now been a citizen in britain for at the very least half a year before you apply for a financial loan with us. All loans tend to be susceptible to affordability checks along with your economic condition. We welcome new clients each and every day and, because our application that is online process completely computerized, you can easily apply if you need certainly to, seven days per week. Our financial loans tend to be susceptible to your economic condition.

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